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A credit report is a detailed breakdown of an individual's credit history prepared by a credit bureau. Credit bureaus collect financial information abou...

A credit bureau is an organization that is engaged in the preparation of reports that are used by credit grantors to determine the credit and public records...

Your credit rating is drawn from your credit report, which outlines your borrowing, charging, and repayment activities.  A good rating helps you reach finan...

This is the fee that you are charged when you order a credit report if you have already used your annual free credit report from each bureau.  We do not cha...

The first step to take in fixing a credit report mistake is to contact the credit bureau that furnished the information. Send a written letter to the credit...

Generally, all your credit history information, good or bad, remains on your report for seven years. If you file for personal bankruptcy, that will remain o...

The Consumer Reporting Agency is an organization that is engaged in the preparation of reports that are used by credit grantors to determine the credit and ...

There are usually four types of information found on credit reports.  1) Identifying Information: Your full name, any known aliases, current and previous ad...

A company that gathers and sells credit information is called a consumer reporting agency (CRA). These types of companies collect information about your cre...

Credit bureaus collect information from parties that have previously extended credit to you, such as a department store that issued you a credit card or a b...