MORTGAGES

How can I apply for a first mortgage loan?
You may apply online, on the CCU mobile app, or by phone 24/7. Please contact Member Services at 321.690.2328 or 1.800.690.2338 for additional assistance.
Tue, Jul 28, 2020 at 5:40 PM
Does Community Credit Union offer "no down payment" loans?
Yes, we do offer 100% financing.  Specific restrictions may apply.  Please contact Member Services  at 321.690.2328 or 1.800.690.2338 for more information.
Thu, Nov 7, 2019 at 12:07 AM
Does Community Credit Union offer property loans?
Yes, we have many different property loans available.  Learn more about our mortgage and home equity loan products.
Tue, Jul 28, 2020 at 5:44 PM
Does Community Credit Union offer Veteran's Administration (VA) home loans?
Yes, we offer VA loans.  Please click here for more information about regarding VA loans.  You may also access our online application.  You may contact Memb...
Thu, Nov 7, 2019 at 12:09 AM
How do I know much house I can afford?
Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will al...
Thu, Nov 7, 2019 at 12:10 AM
How do I know which type of mortgage is best for me?
There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financ...
Thu, Nov 7, 2019 at 12:11 AM
Is there a minimum mortgage loan amount?
No, there is currently no minimum mortgage loan amount.
Thu, Nov 7, 2019 at 12:12 AM
May I roll my closing cost fees into my home loan?
Yes, in some cases you may be able to roll the closing cost fees into your loan.  Please contact Member Services at 321.690.2328 or 1.800.690.2338 for addit...
Thu, Nov 7, 2019 at 12:19 AM
What advantage would I have by getting a 15 year first mortgage loan versus a 30 year loan?
Although the payment would generally be higher, you would save on interest due to the shorter term over the life of the loan.
Thu, Nov 7, 2019 at 12:20 AM
What are the benefits of home ownership?
Knowing that the house is yours should bring you satisfaction in itself. You can enjoy the savings that may come when you deduct your property taxes and mor...
Thu, Nov 7, 2019 at 12:21 AM