You can send money to another individual in the following ways.
Email address: your contact will receive an email with instructions on how to direct the payment into their bank account.
Mobile number: a text message will be sent to the recipient on your behalf with instructions on how to direct the payment into their bank account. If the recipient does not respond to the payment notification after 3 days, a reminder text message will be sent on your behalf to the recipient reminding them to act on the payment notification.
Bank account information (routing and account number): the money will be directly deposited into your contact's bank account. You will also have the option to send the contact an email.